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Built for catastrophe deployments

Maximize profit in one click.

Adjust more claims while maintaining your on-time inspection rate. Voptia Engine takes tomorrow's claim list and create efficient plans, with skill-aware timing, certainty on a dial, mid-day replanning and licensing checked automatically.

Free pilot • We can simulate a real day

21 claims · 3 adjusters Hand-made plan
12

claims actually closed

6h 10m

time behind the wheel

18%

chance the day ends as promised

An elegant answer to “who goes where tomorrow?”

Carriers buy an IA firm's cycle time and on-time performance. Voptia's advanced scheduling algorithm finds the sweet spot between the claim list and the windshield, so your firm adjusts more claims a day while the on-time inspection rate holds.

Claim system

Assignments land
Read

Straight from an IA firm's claim system or a spreadsheet, nothing re-keyed.

Dispatcher

One click builds the day
Sees the odds first

One click, every adjuster's day, odds included.

Adjuster

Own start and end point
A day that actually fits

Start and end anywhere, with times that fit who's going.

Policyholder

The window is kept
No re-trip, no apology

The promised window is the window kept.

Voptia Engine route view: optimized daily routes for catastrophe adjusters deployed across a storm territory, showing drive time, mileage and on-time probability for each adjuster

Build tomorrow's day in one click

Voptia handles industry-specific constraints to generate a schedule no human dispatcher could have imagined, in a matter of seconds.

See all features
Voptia Engine time window view: claim inspections scheduled per catastrophe adjuster against promised appointment windows, with late risk and claim value for every assignment

One-click build

Every adjuster's day: order, timing and assignment, from the claim list an IA firm already has

Licensing

Adjusters are only sent to states where they're licensed, checked automatically on every plan

Start and end points

Home, hotel, office: a different place at each end of the day, per adjuster

Appointment windows

Adjusters are assigned efficiently into the time windows the policyholder is available

Hours and breaks

Stays inside the working hours each adjuster wants, with legal breaks when enabled

Protect your firm's reputation before dispatch.

A 60-minute roof runs 45 some days and 90 on others. Ordinary scheduling packs the day as if every job lands on the average. That's how a plan which looks perfect at 6:00 p.m. falls apart by 2:00 p.m. Voptia Engine plans the day around the spread of inspection times, and shows the odds before dispatch.

Tomorrow · 19 claims on the list · 3 adjusters

Raise it and Voptia schedules fewer claims, but the ones it schedules hold.

50% · pack it tight 90% 99% · never late
15

claims scheduled tomorrow

94%

chance every adjuster finishes on time

Tomorrow's stops

A veteran and a new hire are not the same 60 minutes.

On the same hail claim, a twelve-year adjuster is out in 40 minutes and a first-season hire needs 75. Voptia holds a service time per adjuster, so the plan changes depending on who is sent.

Same six claims, three adjusters

Adjuster Inspection time Day fits?

Industry-leading capabilities.

Building the day

  • One click builds tomorrow's plan for every adjuster on the roster.
  • Maximizes the profit inside the hours available, while cutting driving time and fuel. When there are more claims than hours, it takes the high-value ones first and tells you what it left behind.
  • Honors appointment windows the policyholder or carrier agreed to.
  • Flexible start and end points per adjuster: home, hotel, office, or a different place at each end of the day.
  • Varying inspection times by adjuster.
  • Stays inside the working hours each adjuster desires, with breaks inserted if you want them.

Making it hold up

  • Plans that survive one thing running long instead of collapsing like dominoes.
  • You choose the certainty level. Try 90% and see how many claims your firm can carry without the day falling behind.
  • Success odds and lateness risk shown up front: for the whole firm, for each adjuster, and for each individual stop.
  • Routes that reflect real traffic patterns.
  • Meal and paid rest breaks that follow the law of the state being worked, automatically if you turn it on.
  • Licensing respected automatically, so adjusters are only sent to states where they're licensed.

When the day changes

  • Instant re-planning when new claims land, mid-day, in seconds.
  • Map and dashboard views of every optimized route.
  • Connects to the claim management system your office already uses. We can connect to your system, or you can upload a CSV.
  • Web dashboard to upload a CSV, see every location on the map, and run the optimization.
  • Potential return of +500%, depending on how your firm dispatches today.
  • Paid monthly per adjuster, so it stays a variable cost and your cash flow stays positive.

Reads the assignments where they already live

Connect the claim management system your office already uses, or upload a CSV from the web dashboard. Either way nobody re-types a single address.

optimize.sh
# push tomorrow's assignments
curl -X POST https://api.voptia.com/v1/plans/2026-08-13/assignments \
  -H "Authorization: Bearer $VOPTIA_KEY" \
  -F "[email protected]"

# build the day at 90% confidence
curl -X POST https://api.voptia.com/v1/plans/2026-08-13:optimize \
  -d '{ "confidence": 0.90, "respect_licensing": true }'
21 assignments ingested · 3 adjusters matched
plan created · 15 scheduled · on-time probability 0.94
Claim system integration

It reads the assignments where they already live, so the office workflow doesn't change.

CSV upload

Drop a spreadsheet into the web dashboard and run the optimization from the same screen.

Map and dashboard views

See every location on the map, every route on the dashboard, and per-stop lateness risk on both.

Instant re-planning

New claims land mid-day and the remaining schedule re-plans around them in seconds.

The bill moves with its roster, every month.

When a deployment ends and the roster shrinks, so does the bill.

Standard

$100per adjuster / month

One optimization a day. Right for firms with a steady daily assignment flow that plan the next day in the evening.

  • 1 optimization per day
  • Every planning feature included
  • Certainty dial and risk reporting included
Start with Standard

Enterprise

$300per adjuster / month

No limit. Right for catastrophe response, where the file count moves hourly and every change is worth a fresh plan.

  • 50 optimizations per day, any time of day
  • Re-plan after every single change
  • Everything in Pro
Talk to us about CAT

Billed in arrears

Every month, billing is based on the number of adjusters actually optimized.

Scales with the storm

Ramp to 200 adjusters for a hurricane, drop to 20 in the quiet season, pay accordingly.

How little it takes to break even.

Enter your roster and your visit economics. We show the extra visits per month your firm would need for Voptia to pay for itself, and how small that is next to the volume your firm already completes.

Pick a plan to simulate

Total hours the team spends building the daily plan across the firm. This is a fixed cost, so it does not scale with roster size.

Extra visits needed to break even on the Pro plan

0.74%

more visits than your firm already completes each month.

Your firm today

1,056

Visits a month, firm wide

$190,080

Profit a month, firm wide

$990

Scheduling labour a month

$0.94

Scheduling labour per visit

Visits a month = adjusters, times visits per adjuster per day, times working days per month. Scheduling labour = scheduling hours per day, times hourly wage, times working days per month, counted once for the firm because a scheduler's salary is a fixed cost. Net cost = plan fee minus scheduling labour, floored at zero. Break-even visits = net cost divided by profit per visit, counted across the whole firm because the plan fee it has to cover is a whole-firm number. Required uplift = firm wide break-even visits divided by firm wide visits a month. The per adjuster line is that same firm wide figure divided by roster size.

Break-even counts extra visits only. It ignores the fuel no longer burned, the re-trips no longer made, and the overtime no longer paid. The labour offset assumes the scheduling hours entered go away once planning is automated.

As a general rule, firms replacing a manual dispatch process see a double-digit uplift, which is why the real ROI often lands in the 3-10x range rather than anywhere near break-even.

The 3-10x range is an illustration of what firms replacing a manual process could achieve. It is not a promise, a guarantee of results, or a forecast for any specific firm. What an IA firm could actually get back depends on how it dispatches today, its claim mix, how spread out its territory is, and how closely its adjusters follow the plan. Research has, however, shown empirically that humans are almost never able to outperform an algorithm, even on fairly simple route optimization problems. Adjuster dispatching involves a much more complex web of constraints, so the algorithm's advantage is generally expected to be even larger.

Frequently asked questions

Who should consider Voptia Engine?

Even on simple route-optimization problems, algorithms have been found to produce routes on the order of 15–30% more efficient than those made by humans [1, 2]. On that basis, an IA firm that adopts Voptia Engine may be able to fold into the day's schedule claims that would otherwise have been left out. In theory, firms with more than five adjusters, or firms that still assign adjusters by hand, have more room to see that difference in practice.

[1] MacGregor, James N., and Tom Ormerod. "Human performance on the traveling salesman problem." Perception & Psychophysics 58, no. 4 (1996): 527–539. https://doi.org/10.3758/BF03213088

[2] Raff, Samuel. "Routing and scheduling of vehicles and crews: The state of the art." Computers & Operations Research 10, no. 2 (1983): 63–211. https://doi.org/10.1016/0305-0548(83)90030-8

Can we try it before we commit?

Yes. A free pilot is available. Leave your details and we'll follow up with a demo and a pilot. We can simulate a day your firm already worked, using dummy or anonymized data if you prefer, and send back the routes, the stops it would have added, and the on-time odds.

There is no annual commitment. Billing is monthly, based on the adjusters you actually optimize.

Is Voptia Engine easy to use?

The whole workflow is: open it, click it, send it. There is nothing to draw, nothing to drag, and nothing to re-key. A dispatcher who can read a claim list can build tomorrow's plan on their first evening.

How does it save my firm money?

High-quality scheduling (sequence, timing, and routing) raises closed claims per adjuster without hiring, without new licenses, and without touching the fee split.

Because each adjuster is assigned as many claims as possible while driving distance is kept to a minimum, adjuster satisfaction should rise too.

Use the ROI simulator above to see how few extra visits it takes to break even.

Which plan should I choose?

Standard is right for firms with a steady daily assignment flow that plan the next day in the evening, with one optimization a day.

Pro suits firms that need to absorb new assignments and schedule changes as the day moves, with up to ten optimizations a day.

Enterprise is for catastrophe response, where the file count moves hourly and every change is worth a fresh plan.

Does it connect to our claim management system?

Yes. Voptia Engine can connect to your claim management system, or you can use Microsoft Excel files (.xlsx or .csv). If you'd rather not integrate on day one, upload a CSV from the web dashboard and run the optimization from the same screen.

Is there a setup fee?

No.

How does it handle licensing and state break rules?

Licensing is checked automatically, so an adjuster is scheduled into a state they can work. Meal and paid rest breaks automatically follow the law of the state being worked when this functionality is enabled.

Can it read files made in Microsoft Excel (.xlsx or .csv)?

Yes.

Why does this cost more per month than other route optimizers?

Because Voptia Engine is specifically crafted for IA firms and uses advanced statistical methods to run optimizations that general-purpose route optimizers can't. Cycle time and on-time inspection rate matter enormously to an IA firm, for example, and as far as we know no other system lets you set adjuster-specific inspection durations and dial route certainty up or down the way Voptia Engine does.

Run the ROI simulator above to see what that can be worth to your firm!

Let's simulate a real day!

Leave your contact details. We'll follow up with a demo and a free pilot so that you can see the efficiency of Voptia Engine.